I love it when I come across great ideas. Like game changing, eureka moments. But it frustrates me when solutions appear for problems that don’t exist.NFC - a great idea - but what was the problem it fixed? Take NFC payment systems, for example. A clever use of the tech in our pockets. But who said we had a problem at the cash-out?

We, the consumers don’t. The retailers like the short delay as they get to up-sell. Maybe its the payment system providers who have a problem. Like card fraud?

Here’s the crazy thing about NFC. The security is actually weaker. Much weaker. NFC presents a far higher risk profile than any other system…

Hands up all of you who’re thinking about buying a tablet in the coming months? Must admit, an iPad or new Honeycomb tablet are tempting. But… Chromebook-  the 8 second booting notebook. an alternative to an iPad?

How about Chrome OS – Much talked about 12 months ago but a bit quiet of late. With Apple and Ubuntu releasing key products, Google’s OS needs to be good.

Won’t have long to wait, its out next month – but just what is Google delivering?

I’ve just read a Management Today supplement about West Yorks Fire Service. Remember how Public Service budgets are meant to be getting cut back?

The Public Sector should think about value - not building empires! Well, it sure doesn’t seem like that’s the case, if this is a typical Public IT project. Based on what they’ve chosen, I reckon half a million’s gone up in smoke.

It should have cost a tenth of that – and it’ll only reach 60% of their users…

Now this is going to sound like some obscure, “out-there” philosophical question. But think about it. Is progress slowing down? Has our spread into the world and the regulation of modern life stopping us now moving forward? Imagine the Wright Brothers today, taking that flying contraption to an airfield. Where would they have made it – and would they have been allowed to fly it?

Or imagine James Watt building his steam engine in a lock-up round the corner. Then imagine the local council or police’s reaction to the noise it made!

Have we lost our reckless invention culture – do we just do Internet apps now?

A couple of people recently have asked me if I’m ready yet to give up Windows. With virtual players being offered, it was time to try virtualisation. If you really want Windows on Ubuntu - VMWare lets you have it! I’ve just upgraded to Ubuntu 11.04 and with VMWare’s Virtual Player available, now was the time to see what the world of desktop virtualisation was really like. Would virtualisation be the answer to a techy’s dreams?

The banks are making money again. They’ve all got innovation teams in place. Change is desperately needed, so why aren’t we seeing it? why the banks don't want to innovate...

Its too easy to point to our banks and say that they don’t understand innovation. But you’d be wrong, very wrong. They understand it all too well.

They know what change will mean. That’s why they won’t let it happen…

Everyone knows how good the iPad is to use. Its made reading stuff cool again. But what about when you have something to write about? Got something to say? iBuildApp is a new self-publishing platform for the iPad.. There’s now a great way to use your iPad to promote yourself or your company. Let me tell you about a publishing platform called iBuildApp.

Easter of 2011 will probably be remembered as the time the Cloud went down. Bad as it was for Amazon’s EC2, the sky didn’t actually fall on anybody. Bad for some - but not that many. how Amazon's EC2 Easter failure actually makes the Cloud safer...

Maybe the great bank holiday weather took many writers away for the weekend. But the number of “its all over for Cloud” rants were mercifully few.

So, what should be taken away from Amazon’s failure. What have we learnt? Well, its shown intelligent system design is as vital for Cloud as anywhere else. Along with how many “experts” can still talk through their back-ends…

I’m writing this just seven days before the production Ubuntu 11.04 is released. Now, if you’re on Windows 7, there’s never been a better time to change. Windows 7 provides a great reason to move over to Ubuntu 11.04! So why am I suggesting you change now – what’s so different about this version? Surprisingly, its not so much Ubuntu as Windows…

When everyone’s talking about bank regulation, you know something’s wrong. And when everyone’s condemning it, you know we need to act. FSA is no authority for bank regulation - its a waste of resources...

Anger centres around the Financial Services Authority. A Cabinet Office quango. But two spectacular failures by the FSA have destroyed public confidence…

Corporate security people and most security resellers wind me up. Always have. They constantly ignore the lessons life teaches us.

We meet strangers every day. So how come they can’t deal with new devices? We deal with strangers in real life. Why can't security people deal with new devices?

Life is constantly teaching us lessons. We deal with most things it throws at us. Security guys have a seizure when anything new appears.

Take Smartphones and the iPad for example. These guys are paid to know stuff. But they’re crap at doing their job because they can’t cope with the new.

The financial media all seem to be agreed. The High Street banks are screwed. Restrictive, greedy, self-serving. Banks have been found guilty on all counts.

banking needs a new dawn - but why is it so dark still? Commercial incompetence kills companies in other markets. But not banking. What’s so special about these guys?

What the banks do isn’t all that difficult. Their technology’s an eighties throw back. Could it be that there are other forces in play here?

The fall-out has still to settle from one of the greatest tragedies of recent times. While the furore and finger-pointing surrounding it will take a lot longer.

Technology is rarely the problem, it's the management of it... I’ve no desire to trivialise this terrible event, but let’s look at what it has shown us.

Given the prevailing circumstances, the technology behaved entirely predictively. The technology didn’t fail, we failed to manage it. Could we fail with NFC?

I enjoyed one of those Twitter engagements this weekend. Well, I say enjoyed, maybe more like the engagement one has with the front of a speeding train.

It got me thinking about Socrates. I’d bet he’d love Twitter. Lots of sophists online. Socrates loved a good debate. Trouble was, the sophists didn't.

I’ll tell you a bit about Socrates. He questioned everything and accepted nothing. For him, truth was its own reward. His philosophy put him up against the sophists.

Sophists earned a living selling their own “truth”. You weren’t meant to disagree.

So what can Ancient Greece teach us about Twitter? Glad you asked me…

It was hailed as the new dawn. Microsoft was squaring up to Google for search. Google looked to have a fight on their hands with Bing. But look at this… why can't Bing find stuff on Microsoft's own site - yet Google can?

This is the bing result for Vista Service Pack 2 on Microsoft’s own download site. Bing can’t find it. No results. Zilch. Nothing. What about a Google search?

Well. Let’s take a look. The result may surprise you…

Quite a reaction last week when the news broke about the RSA SecureID breach. Someone may now know how to compromise two-factor tokens. Technology isn't everything. RSA should tell us that! Whilst every villain knows how to work around two-factor authentication anyway, the exposure of the underlying algorithm should have been viewed as inevitable. Before I’m castigated for saying this, let me explain…

My apologies for this deviation from my usual style. But we need some help. A lot. Not for some worthy charity, but for a nation. Can Martha Lane Fox show the kind of drive needed to create a true digital Britain? Britain is being dragged deep under water by BT, after we survived the shipwreck caused by the SS Banking’s collision with a financial reality iceberg.

We must divorce BT from the cosy relationship it enjoys with central government. Its smug monopoly on the mechanism for change, its incompetence.

We need a publicly revered figurehead to drive this forward. A digital Joan d’Arc. Martha, we need you.

So, petulant HSBC picked up their ball and set their sights on Hong Kong. Again. And then to no one’s surprise, they decided to stay in London. Again.

Maybe being handed the tickets and having the door held open wasn’t expected. Looks like we’re stuck with them. What if they had decided to go? HSBC threatens to go. Would we get by without them?

What if they had gone. What if all the banks decided to go. What would happen?

Would the economy fall apart, or would we actually be better off?

Society. We hear that word daily. But basically its all about you, me, everybody. Society is the framework that binds us, defines us. How banks should be - great, working together.

We work best together. Get things done. Our lives are richer, we all achieve more. What happens when we build places that divide us?

That’s right. We destroy trust. And no trust means no sale.

Like banks. It’s just not us, its just us and them. And its gone wrong. Unsociable. Maybe we need something better. A social, community bank…

Paying for the things you want in the blink of an eye. Sounds amazing, doesn’t it? You don’t sign, or PIN, or even touch. But who’s to say its you buying? How NFC back-end fraud detection must get smart!

You see, this speed carries one big penalty. Security. Not for the device, for you. The transaction is now so fast, it can’t be fraud-checked conventionally.

“Contactless” means just that. No contact from either side – counter or customer. There’ll be no alerts, no chance to stop a fraudster. Or is there?

Top