A writer who I follow was bemoaning the lack of change in banking the other day. Now the point was perfectly valid – until he took a pop at P2P lending.

As I follow social banking – and as one of its great supporters, I had to disagree. But it raised an interesting question. How do we measure disruption?
The writer in question was James Gardner, who’s the general manager of Spigot, the leading business process software vendor in the innovation space.
In theory, he should know. But then he suggested that it could be “nearly 100%”. That sure had a disrupting effect on me – because that’s plain silly… continued over the page… >>






