Can anyone tell me what message RBS is using for its current media campaign? Sure, NatWest’s you may know, but what about RBS? RBS - will the Royal Bank of Scotland brand disappear - and would will replace it?

Although owned by Royal Bank of Scotland, NatWest isn’t as hated as its parent. Strange, because really NatWest’s no better – some may even say its worse.

I’d like to talk a little about NatWest, but lets concentrate first on RBS as a brand. What can be done with a brand so damaged it’s lost the trust of its market?

I love it when I come across great ideas. Like game changing, eureka moments. But it frustrates me when solutions appear for problems that don’t exist.NFC - a great idea - but what was the problem it fixed? Take NFC payment systems, for example. A clever use of the tech in our pockets. But who said we had a problem at the cash-out?

We, the consumers don’t. The retailers like the short delay as they get to up-sell. Maybe its the payment system providers who have a problem. Like card fraud?

Here’s the crazy thing about NFC. The security is actually weaker. Much weaker. NFC presents a far higher risk profile than any other system…

Hands up all of you who’re thinking about buying a tablet in the coming months? Must admit, an iPad or new Honeycomb tablet are tempting. But… Chromebook-  the 8 second booting notebook. an alternative to an iPad?

How about Chrome OS – Much talked about 12 months ago but a bit quiet of late. With Apple and Ubuntu releasing key products, Google’s OS needs to be good.

Won’t have long to wait, its out next month – but just what is Google delivering?

I’ve just read a Management Today supplement about West Yorks Fire Service. Remember how Public Service budgets are meant to be getting cut back?

The Public Sector should think about value - not building empires! Well, it sure doesn’t seem like that’s the case, if this is a typical Public IT project. Based on what they’ve chosen, I reckon half a million’s gone up in smoke.

It should have cost a tenth of that – and it’ll only reach 60% of their users…

Now this is going to sound like some obscure, “out-there” philosophical question. But think about it. Is progress slowing down? Has our spread into the world and the regulation of modern life stopping us now moving forward? Imagine the Wright Brothers today, taking that flying contraption to an airfield. Where would they have made it – and would they have been allowed to fly it?

Or imagine James Watt building his steam engine in a lock-up round the corner. Then imagine the local council or police’s reaction to the noise it made!

Have we lost our reckless invention culture – do we just do Internet apps now?

A couple of people recently have asked me if I’m ready yet to give up Windows. With virtual players being offered, it was time to try virtualisation. If you really want Windows on Ubuntu - VMWare lets you have it! I’ve just upgraded to Ubuntu 11.04 and with VMWare’s Virtual Player available, now was the time to see what the world of desktop virtualisation was really like. Would virtualisation be the answer to a techy’s dreams?

The banks are making money again. They’ve all got innovation teams in place. Change is desperately needed, so why aren’t we seeing it? why the banks don't want to innovate...

Its too easy to point to our banks and say that they don’t understand innovation. But you’d be wrong, very wrong. They understand it all too well.

They know what change will mean. That’s why they won’t let it happen…

Everyone knows how good the iPad is to use. Its made reading stuff cool again. But what about when you have something to write about? Got something to say? iBuildApp is a new self-publishing platform for the iPad.. There’s now a great way to use your iPad to promote yourself or your company. Let me tell you about a publishing platform called iBuildApp.